World finance :: Stock quotes, Commerse and Investing

Dominos driver calls transgender woman sir


A TRANSGENDER woman has slammed Domino’s on social media after a delivery driver for the pizza chain allegedly called her “sir”.

Dominos delivery guy deliberately misgendered me as a transgender woman. Dominos wont respond, Tina Healy tweeted on Monday, adding the hashtag #boycottdominos.

In a linked Facebook post, which has since been deleted, the Gender Diversity Australia co-ordinator wrote: Im standing outside my door, and theres a light on. My name Tina is on the docket.

The guy stops. Looks me up and down a couple of times. Stares for a moment. And then makes a decision to cal [sic] me sir a couple if times, even after I clarified my name was Tina.

According to Yahoo7, the post went on to say that while she normally shrugs off such incidents, the encounter hurt and made me feel ugly.

She said an email to Dominos went unanswered and a post to the company's Facebook page was wiped, prompting her to take to Twitter and Facebook.

She later tweeted that the Dominos store had rung to apologise and said they would train their drivers, before adding that she had been contacted by head office.

Dominos management rang, she wrote on Tuesday. Very impressed with the reply. Full apology and showed understanding of the issues for our community.

They will address the issue [with their] training team. Are open to the possibility of Genda contributing to that training process.

In a statement, a Dominos spokeswoman said: After being advised of this incident, we spoke to this customer to sincerely apologise. Dominos is a company that values diversity and acceptance among our team members and customers, and we have addressed this incident on a local level.

We continually work to deliver customer service of the highest standards, and deliver ongoing training to all employees. We have advised our customer we would welcome her input and insight into future training programs, and look forward to continuing this discussion.

Domino's delivery guy deliberately misgendered me as a transgender woman. Domino's won't respond.#boycottdominos this site

Online Domino's have apologised. Waiting to hear what steps they will take to retrain staff to ensure it doesn't happen to others @dominos

The individual Domino's store concerned has rung and apologized. Said they will train their drivers. @dominos

Still waiting for Dominos national management explain why it took a Twitter thread and trans community action to elicit a response @dominos

Also wait for Dominos national managemnt to advise if they will train all staff and franchises in how to deal with LGBTI customers @dominos

Dominos management rang. Very impressed with the reply. Full apology and showed understanding of the issues for our community @dominos

They will address the issue wit heir training team. Are open to the possibility of Genda contributing to that training process @dominos

Full marks to Dominos. Let's watch the follow through @dominos

Seniors steps to financial fitness




FINANCIAL fitness doesn’t stop when you finish working.

In fact, retirees often have to work harder to keep in shape money-wise because they no longer have a constant supply of employment income to recover from any problems.

AMP financial adviser Darren James says regular fitness checks can ensure your retirement income plan stays in shape. Here are five areas to monitor.

1. CENTRELINK BENEFITS

You need to keep a step ahead of age pension changes to make sure youre receiving all the benefits you possibly can.

Significant changes to the age pension assets test taking effect from January 2017 could mean you need to rearrange some of your financial affairs before this, James says.

Its up to you to check that Centrelink has updated details and is giving you the correct payment. For example, the value of some shares you hold may have gone down over the past six months which could mean increased pension payments.

2. TRIM YOUR ASSETS

Cutting the value of your assets often delivers some extra age pension. Strategies may include gifting money to children and grandchildren, although there are limits, or spending money on a holiday.

Retirees can reduce their assets by prepaying funeral expenses or by investing up to $12,250 in funeral bonds, James says.

Make sure Centrelink values assets such as car and home contents at current market value and not the purchase price, insured value or replacement value. They may not seem significant but they all add up to make a difference.

3. BUILD RESILIENCE

You need to plan for the worst to stay financially strong in retirement. Whether its a collapse in financial markets or the death of a spouse, its wise to work out what you would do after these events.

Planning for Prosperity principal Bob Budreika says it can be pretty punishing to watch your retirement assets fall sharply when you rely on them for income.

Theres nothing worse than drawing down an income from an investment thats losing value. In the accumulation phase when you are adding in money, when markets go up and down its not such a big issue.

Many financial planners use a buckets strategy where three years of immediate financial needs are kept in cash, while the rest sits in growth assets such as shares, property and managed funds.

The death of a spouse is painful emotionally and also can hurt you financially. Budreika says the full age pension for a couple is about $33,000 while a single person receives about $21,500.

It really makes a significant difference when someone passes away. Consider how financially secure you would want to leave your spouse.

4. SAFETY NET

If you have a home, dipping into its equity through a reverse mortgage can provide extra income.

Budreika says you can set up the loan facility as a safety net, and there are no rules saying you need to draw down at any time. You dont accrue any interest until you actively draw down, he says.

James says you should think twice before rushing into a reverse mortgage because they may affect pension entitlements. Your own home is exempt from the assets test but any cash withdrawn via reverse mortgages is assessable, so dont go nuts.

5. STRETCH OUT RETIREMENT

Staying at work a few years longer even if part time will significantly strengthen your finances, and Centrelinks work bonus is available for workers over age pension age.

You can continue to work and receive the age pension because under the work bonus the first $250 of income per fortnight is not assessed by Centrelink, James says.